How to Enable Paytm Tap to Make NFC Payments on Android Smartphone

Paytm offers many ways for users to make payments, and the fintech company recently adds support for a Tap to Pay feature to make bank card payments using their Android smartphones.

This feature works in a similar manner as Samsung Pay and Google Pay, allowing users to make purchases at Point of Sale (PoS) machines via NFC.

Payments can be made without having to carry debit or credit cards around.

This feature also works without an Internet connection, which can come in usefull when a smartphone does not have ample network connectivity.

iPhone owners will not be able to use the feature, as NFC payments are lock to Apple Pay, which is yet to be launch in India. 

The NFC-base Tap to Pay feature can be use at retail outlets, restaurants, grocery stores and any other location that accepts NFC-enable card payment machines.

Users will have to add their bank cards to the Paytm app, after which the card is ‘tokenised‘ so it can be use on payment machines.

When using the Tap to Pay feature provides the convenience of not carrying bank cards around, another advantage is that the original card details are not share with a merchant when performing a transaction.

How to Set up Tap to Pay Functionality on the Paytm App?

FollowThese Steps :

1. Update your Paytm app by visiting the Google Play store. 
2. Open the Paytm app.
3. Select Tap to Pay.
4. Tap Add New Card at the bottom, if you do not have any cards save. 
5. Enter your card details on the next screen.
6. Tap Proceed to Verify Card.
7. Make sure to read and accept the card issuer’s Terms of Service.
8. Enter the One Time Password (OTP) to complete activation of Tap to Pay. 

How to Make Payments Using Tap to Pay?

FollowThese Steps :

1. Unlock your smartphone and make sure the NFC is turn on.
2. Hold your smartphone close to the PoS machine, near the contactless payment logo.
3. Do not remove your smartphone until the transaction is complete.
4. For transactions above Rs. 5000, enter your PIN on the PoS machine.
5. Check your smartphone screen for a message informing you of a successful transaction.